Terms and Conditions


Effective Date:

May 1 2025

Welcome to the official website of

MCFA Global / MC Fuhrman & Associates, LLC

("MCFA", "we", "us", or "our"). By accessing or using our website and services, you agree to be legally bound by the terms outlined below. If you do not agree with these Terms and Conditions, please do not use our website.


1. Use of Website


This website is provided for informational and business purposes only. By using this site, you agree to use it only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the site.

This website is https://bjkraemer.com/


2. Intellectual Property


All materials on this site—including text, graphics, logos, documents, photos, and software—are the intellectual property of

MCFA Global

or its content providers and are protected by copyright and trademark laws. No content may be reproduced, distributed, or transmitted without our prior written consent.


3. No Professional Advice


The information provided on this website is for general information purposes only. It does not constitute professional, engineering, architectural, or legal advice. Project decisions should be made with the guidance of qualified professionals.


4. Third-Party Links


Our website may include links to third-party websites for convenience or reference. MCFA is not responsible for the content, accuracy, or practices of any third-party sites.


5. Limitation of Liability


To the fullest extent permitted by law, MCFA shall not be liable for any damages arising out of or related to your use of this website or reliance on any information provided. This includes, but is not limited to, direct, indirect, incidental, or consequential damages.


6. Warranties Disclaimer


The site is provided on an “as-is” and “as-available” basis. We make no warranties or representations of any kind, express or implied, regarding the operation of the website or the accuracy of the information provided.


7. Indemnification


You agree to indemnify and hold harmless MCFA, its affiliates, officers, employees, and agents from any claims, liabilities, damages, and expenses (including legal fees) arising from your use of the website or your violation of these Terms.


8. Changes to the Terms


MCFA reserves the right to update or change these Terms and Conditions at any time without notice. Continued use of the website following any changes signifies your acceptance of the updated terms.


9. Governing Law


These Terms and Conditions are governed by the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes will be resolved in the appropriate courts located in that state.


10. SMS Communications and Consent


By providing your phone number through our website, contact forms, or during the course of business communication, you consent to receive text (SMS) messages from

MCFA Global / MC Fuhrman & Associates, LLC

for purposes including but not limited to appointment reminders, service updates, and relevant business communications.


These messages may be sent via automated systems. Standard messaging and data rates may apply depending on your mobile carrier and plan.


If you wish to stop receiving text messages at any time, you may reply

STOP

to any message to unsubscribe. You may also contact us directly to be removed from our SMS list.


We respect your privacy and will never sell or share your mobile number with third parties for marketing purposes.


11. Contact Information


For any questions regarding these Terms and Conditions, please contact:


MCFA Global / MC Fuhrman & Associates, LLC


Email: info@bjkraemer.com


Website:
www.bjkraemer.com